As bank robbers flee the scene of their crime, they toss a bag of loot into Annie Clarks car. Annie must decide whether to call the police and return the money or to keep it. With the money, she can help her mom, her brother, and her friend, Jane. After some time, Annie decides to keep the money, planning to pay it back later with interest.

Annie does have problems, but none that are too difficult to solve. Her business venture falls into place with a surprisingly small upfront investment and succeeds quickly. And, with the money, Annie helps her brother pay her mothers expenses and moves her mom, an Alzheimers patient, to a better nursing home.

Annie uses her new money to help others, its true, but she feels no urgency to move her mother until circumstances force it. She does help Jane and her brother, but not immediately, and not before it is absolutely necessary.

There are several relationships for Annie with romantic, interesting men, but this novel isnt, strictly speaking, a romance. This lack of focus; the lack of any real desperation in Annies need for money or in her stealing of it, make Fern Michaels eventful novel less engaging than it might have been. (Apr., 381 pp., $6.99)

Reviewed by: 
Gerry Benninger