Cassie Nevins and her daughter Trish are in desperate need of a hero. Cassie works hard, but still the bills pile up. She's weeks away from losing their house when CASSIE'S COWBOY (3) shows up at her door, saying he's her knight in shining armor. The man bears an uncanny resemblance to Cowboy Charlie, the fictional hero of the stories she creates for her little girl. This damsel-in-distress tale by Diane Pershing is tender and sweet, but the ending isn't totally satisfying.