MIDNIGHT RESOLUTIONS (4.5) by Kathleen O'Reilly: This most unusual book starts in a usual way. Ian Cumberland has been out of work for almost a year when he decides on New Year's Eve to go to Times Square. There, a woman appeals to him to help her find her cell phone. One look and he is struck with love. But after an earth-shaking kiss, her date calls. Rosa Hildebrande plans to marry the famous surgeon she's dating and enjoy the pampered life she deserves. Although Ian finds her again, Rosa isn't ready to give up her dream. This is a terrifically developed book, with many twists, written with skill and great style. It's a treat from beginning to end.