Bank president Max Montgomery had a reputation as a loner, a cold man who kept himself separate from the people of Whitehorn. Then a car accident leaves him with a broken arm, bumps, bruises, scrapes and amnesia. His sister hires a no-nonsense physical therapist, Samantha Carter, to go home with Max and take care of him. She quickly becomes intent on healing more than Maxs body. She thinks she can reach his heart. Jennifer Mikels has created characters certain to capture your heart from the very first in RICH, RUGGED RUTHLESS (4).